6 Best 275/55 R20 All Terrain Tires for Trucks and SUVs (2026)

Updated November 2026

Shopping for 275/55 R20 all terrain tires means balancing daily road manners, trail traction, load rating and noise against a fixed wheel size that many trucks and SUVs share. This list narrows the field to six options across different needs. Our selection criteria were tread design and intended use, load index and speed rating (the 117 and 113 load indexes matter for towing and heavier SUVs), tire construction, warranty coverage, and recurring owner feedback on noise, wear and wet-road grip. We did not test these tires ourselves; the picks reflect manufacturer specifications and patterns in published owner reports.

Our Top Picks

Product	Best for	Key feature
Fortune Tormenta A/T2 All Terrain 275/55R20 117T XL	Balanced daily driving and light trails	XL load rating with all-weather traction
Travelstar Ecopath AT All Terrain 275/55R20 113T	Highway comfort and quiet ride	Three-year road hazard warranty included
Road One Cavalry M/T X Mud Tire 275 55 20	Mud and serious off-road work	Aggressive mud-terrain tread, 10-ply construction
Mastertrack BADLANDS AT All Terrain 275/55R20 113T	Rugged styling with trail capability	Aggressive all-terrain tread with road hazard warranty
Crosswind Rugged Traxx All Terrain 275/55R20 117Q XL	Towing and heavier SUVs	Extra load rating with rugged terrain tread
Cosmo El Tigre AT 275/55R20 117T All Terrain XL	Budget-conscious buyers wanting a full set	XL all-terrain tread, sold in sets of four

Fortune Tormenta A/T2 All Terrain 275/55R20 117T XL Light Truck Tire

Best for: Balanced daily driving and light trails

This is a good fit for owners who spend most of their miles on pavement but want real traction on gravel roads, dirt tracks and wet or snowy conditions. Its all-weather rating suits year-round use across most regions.

Key specs

• Size: 275/55R20
• Load index: 117T (extra load, XL)
• Construction: radial, light truck category
• Sidewall: black

Pros

• XL load rating suits heavier trucks and SUVs
• All-weather traction across mixed conditions
• Balanced tread that keeps road manners reasonable

Cons

• Not as aggressive as dedicated mud-terrain designs
• Some owners note road noise increases as tread wears

Bottom line: A strong first choice for owners who want one tire that handles commuting and occasional trail use without extreme compromise.

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Travelstar Ecopath AT All Terrain 275/55R20 113T SUV Radial Tire

Best for: Highway comfort and quiet ride

Suited to SUV owners who drive long highway stretches and want a calmer ride than a more aggressive tread would offer. Light gravel and graded dirt roads are within its comfort zone.

Key specs

• Size: 275/55R20
• Load index: 113T
• Construction: SUV radial
• Three-year road hazard warranty included (per listing)

Pros

• Road hazard warranty adds cover for punctures and damage
• Comfortable ride suited to daily use
• All-terrain tread handles light off-road sections

Cons

• Load index 113 is below the 117 XL options for heavy towing
• Not designed for deep mud or rock crawling

Bottom line: A sensible choice for SUV owners who prioritize comfort, warranty coverage and highway manners.

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Road One Cavalry M/T X Mud Tire RL1360 275 55 20 LT

Best for: Mud and serious off-road work

Built for owners who regularly run muddy trails, loose terrain or rough off-road routes and accept more road noise in exchange for grip. It is a poor match for pure commuter use.

Key specs

• Size: LT275/55R20
• Load rating: 120/117Q
• Construction: 10-ply radial, light truck
• Tread type: mud terrain

Pros

• Mud-terrain tread offers strong traction in soft ground
• 10-ply construction suits heavy loads and rough use
• Good self-cleaning tread pattern for muddy conditions

Cons

• Road noise is noticeably higher than all-terrain designs
• Wet-road braking and fuel economy can suffer on pavement

Bottom line: Pick this if your rig sees more mud than pavement and you value traction above quiet.

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Mastertrack BADLANDS AT All Terrain 275/55R20 113T SUV Tires

Best for: Rugged styling with trail capability

A good option for owners who want a more aggressive look and capable trail performance without going all the way to a mud-terrain tire. Expect firmer road feel than the comfort-focused picks.

Key specs

• Size: 275/55R20
• Load index: 113T
• Construction: SUV all-terrain radial
• UTQG: 620AB (per listing)
• Three-year road hazard warranty included (per listing)

Pros

• Aggressive tread look with capable trail traction
• Road hazard warranty included
• Stated UTQG rating provides a treadwear reference

Cons

• Road noise is higher than softer all-terrain tread designs
• Load index 113 is less suited to heavy towing

Bottom line: A good middle ground for owners who want trail presence and warranty coverage with an everyday-usable tread.

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Crosswind Rugged Traxx All Terrain 275/55R20 117Q XL Light Truck Tire

Best for: Towing and heavier SUVs

The 117Q rating and XL construction make this a fit for trucks that tow, carry heavy payloads or run higher tire pressures to support weight. It is a practical choice for work-oriented rigs.

Key specs

• Size: 275/55R20
• Load index: 117Q (extra load, XL)
• Construction: radial, light truck category
• All-weather traction rating

Pros

• XL load index supports towing and heavy payloads
• Rugged terrain tread for mixed surfaces
• All-weather designation for year-round use

Cons

• Ride can feel firmer when unladen
• Limited owner feedback compared with more established brands

Bottom line: Best for owners who need the load capacity more than a plush ride.

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Cosmo El Tigre AT 275/55R20 117T All Terrain XL Radial

Best for: Budget-conscious buyers wanting a full set

A budget-oriented option for owners who want a complete set of four with an XL load rating and all-terrain tread, and who accept a shorter track record than larger brands.

Key specs

• Size: 275/55R20
• Load index: 117T (extra load, XL)
• Construction: radial, all-terrain
• Sold as a set of four (per listing)

Pros

• Set-of-four listing simplifies a full replacement
• XL load rating matches the stronger options
• Reasonable all-terrain tread for mixed use

Cons

• Less owner feedback history than major brands
• Expect more variation in noise and wear than premium lines

Bottom line: A sensible pick for buyers who want to keep the set cost down while still getting an XL-rated all-terrain tire.

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Buying Guide

Load index and XL rating

The load index on the sidewall tells you how much weight each tire can carry. For 275/55R20 tires, 117 and 113 are the common values, and the letter suffix (T, Q) indicates speed rating. XL (extra load) tires run higher pressure to carry more weight. If you tow, carry heavy gear or drive a heavier SUV, an XL-rated tire is worth prioritizing. Check your vehicle’s door placard for the required load index before buying.

Good picks for this: Crosswind Rugged Traxx All Terrain 275/55R20 117Q XL, Fortune Tormenta A/T2 All Terrain 275/55R20 117T XL

Tread type: all-terrain vs. mud-terrain

All-terrain tread blends road quietness with off-road traction. Mud-terrain tread uses larger, more open blocks that clear mud and bite into soft ground, at the cost of noise and wet-road grip. Decide how your truck actually spends its time before choosing an aggressive pattern.

Good picks for this: Road One Cavalry M/T X Mud Tire 275 55 20 LT, Mastertrack BADLANDS AT All Terrain 275/55R20 113T

Road noise and ride comfort

Tread pattern, block size and sipe density all affect how loud a tire is at highway speeds. Owners often report that more aggressive tread is audible inside the cab, and that noise tends to increase as tires wear. If you commute long distances, weigh noise heavily when comparing options.

Good picks for this: Travelstar Ecopath AT All Terrain 275/55R20 113T, Fortune Tormenta A/T2 All Terrain 275/55R20 117T XL

Warranty and road hazard coverage

Some listings include a road hazard warranty, which typically covers punctures or damage from road debris for a set period. Read the terms: coverage often prorates over time and may require registration or proof of purchase. Warranty coverage is one of the few concrete differences between otherwise similar tires.

Good picks for this: Travelstar Ecopath AT All Terrain 275/55R20 113T, Mastertrack BADLANDS AT All Terrain 275/55R20 113T

Tire construction and durability

Ply count, sidewall strength and tread compound determine how well a tire resists cuts, punctures and sidewall damage. Light truck constructions with higher ply ratings are generally more robust for rock, rough trail and heavy loads, while SUV-focused designs trade some toughness for ride comfort. Match construction to your terrain and load.

Good picks for this: Road One Cavalry M/T X Mud Tire 275 55 20 LT, Crosswind Rugged Traxx All Terrain 275/55R20 117Q XL

Budget and set value

A set of four is usually the more practical purchase because mismatched tires can affect handling and wear evenly across an axle. Compare what each set includes and whether it covers all four positions. A budget pick can make sense if you do mostly light use, but factor in the likely replacement interval and warranty coverage.

Good picks for this: Cosmo El Tigre AT 275/55R20 117T All Terrain XL, Travelstar Ecopath AT All Terrain 275/55R20 113T

Care, inflation and rotation

Check tire pressure monthly against the placard on your vehicle, not the sidewall maximum. Rotate tires at intervals recommended in your owner’s manual, commonly every 5,000 to 7,500 miles, to even out wear. Aggressive tread wears faster on pavement, so rotation matters more on mixed-use rigs.

Good picks for this: Fortune Tormenta A/T2 All Terrain 275/55R20 117T XL, Mastertrack BADLANDS AT All Terrain 275/55R20 113T

FAQ

Is 275/55 R20 a common size for trucks and SUVs?

Yes. 275/55R20 is a widely used size on many full-size pickups and large SUVs. Confirm the fitment for your specific model and trim using the door placard or owner’s manual before buying.

What does the 117 or 113 in the size mean?

That is the load index, a numeric code for the maximum weight each tire can carry at its rated pressure. Higher numbers indicate higher load capacity. The letter after it (T, Q, etc.) is the speed rating.

What is the difference between LT and P-metric 275/55R20 tires?

LT (light truck) tires typically use stronger construction and higher ply counts with greater load capacity, while P-metric tires are designed for passenger vehicles and SUVs. Always match the tire type and load index your vehicle requires.

Can all terrain tires handle snow?

Many all-terrain tires carry a three-peak mountain snowflake rating, which indicates severe-snow traction. Not every all-terrain tire has this designation, so check the sidewall or specifications before relying on one in snow.

How long do 275/55R20 all terrain tires usually last?

Lifespan depends on tread compound, driving habits, inflation and rotation. The UTQG treadwear rating on the sidewall offers a comparison point, but actual mileage varies widely. Rotating regularly and keeping pressures correct helps tires reach their expected life.

Do I need to replace all four tires at once?

Replacing all four is the recommended approach because it keeps tread depth and diameter consistent across the vehicle. If you must replace only two, install them on the rear axle and confirm the tread depth matches the front pair as closely as possible.

Conclusion

For most owners, the Fortune Tormenta A/T2 is a balanced first choice that handles commuting and light trails with an XL load rating. If highway comfort and warranty coverage matter most, the Travelstar Ecopath AT is a sensible pick. Buyers who run mud regularly should consider the Road One Cavalry M/T X, while the Mastertrack BADLANDS suits a rugged look with trail capability. The Crosswind Rugged Traxx is the choice for heavy towing and loads, and the Cosmo El Tigre AT suits budget-focused buyers wanting a full set. Confirm load index, fitment and warranty terms against your vehicle before purchasing.

Sources

• Tire safety information, including load index, inflation and tire labeling guidance (nhtsa.gov)
• Tire construction and terminology reference
• Tire industry standards and technical guidance

Related reading

• Top 7 Light Truck Tires All Terrains for Trucks and SUVs in 2026
• Premium All Terrain Tires: 6 Best Picks Compared for Trucks and SUVs (2026)
• Inexpensive All Terrain Tires: 6 Best Budget Picks for Trucks and SUVs (2026)
• Cooper All Terrain Tires: How to Choose the Right Model for Your Rig (2026)

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